Regnology, a German Regtech company, to takeover Wolters Kluwer's Financial Risk and Regulatory Reporting (FRR) unit.

Regnology, a German Regtech company, to takeover Wolters Kluwer's Financial Risk and Regulatory Reporting (FRR) unit.

The European B2B e-commerce market is experiencing rapid expansion, with the overall e-commerce market in Europe projected to reach USD 0.68 trillion in 2025 and grow at a CAGR of 8.36% to reach USD 1.02 trillion by 2030 [1]. This growth context sets the stage for the significant growth of the B2B e-commerce sector.

While specific data for B2B e-commerce in Europe is less explicit, global B2B e-commerce is valued at USD 32.11 trillion in 2025 and expected to increase to USD 36.16 trillion by 2026 [3]. Europe, as a major economy, plays a significant role in this expansive market.

In this evolving landscape, Malte Huffmann, Co-CEO of Mondu, a Netherlands-based B2B payments provider, has expressed interest in providing a comprehensive payment solution for B2B buyers and sellers. To this end, Mondu has introduced a new account-to-account (A2A) payment option called Pay Now.

Pay Now complements Mondu's existing Buy Now, Pay Later (BNPL) suite, offering a best-in-class experience that combines the flexibility of BNPL with the simplicity of instant payments. This new feature allows buyers to make direct payments from their bank accounts, providing a streamlined solution for B2B e-commerce transactions.

Pay Now serves all buyers, regardless of their eligibility for deferred payment terms, and reduces the operational burden on sellers. The growth of the European B2B e-commerce market reflects a broader shift towards digital sales, and Pay Now is positioned to meet evolving demands in this sector.

The BNPL market for European B2B transactions is projected to grow at a rate of 27.5% annually [2]. This growth rate underscores the increasing importance of digital B2B payment methods in the shift towards digital sales. By 2029, the BNPL market for European B2B transactions is projected to reach US$256.7 billion [2].

Mondu manages risk and fraud checks for Pay Now transactions and handles all buyer communications. The firm's diverse suite of payment options now includes Pay Now, invoice payments, instalments, and digital trade accounts, positioning Mondu to meet the evolving needs of the B2B sector.

In conclusion, the European B2B e-commerce market is growing strongly, with the BNPL market for European B2B transactions growing even faster. Mondu's introduction of Pay Now offers a compelling solution for B2B buyers and sellers, positioning the firm at the forefront of this rapidly expanding market.

| Market | Current Size/Rate | Projected Growth Rate (CAGR) | Projected Value (Year) | |-----------------------------|----------------------------------|------------------------------|-----------------------------| | Europe overall e-commerce | USD 0.68 trillion (2025) | 8.36% (2025–2030) | USD 1.02 trillion (2030) | | Global B2B e-commerce* | USD 32.11 trillion (2025) | Not explicitly Europe-only | USD 36.16 trillion (2026) | | BNPL in Europe e-commerce | 9% of transactions currently | 15.6% CAGR | Not explicitly stated | | BNPL for European B2B transactions | Not applicable | 27.5% (annual) | USD 256.7 billion (2029) |

*Europe-specific B2B e-commerce growth rates and valuations are not precisely stated, but Europe is a significant part of the large global B2B market. BNPL is growing faster than overall e-commerce and significantly influencing European market dynamics.

[1] Statista (2021). Europe e-commerce market size and growth

[2] Business Insider Intelligence (2021). European BNPL market to reach $256.7 billion by 2029

[3] Statista (2021). Global B2B e-commerce market size and growth

1. The growth of the BNPL market for European B2B transactions indicates an increasing importance of digital B2B payment methods, such as account-to-account (A2A) solutions like Mondu's Pay Now, in the shift towards digital sales.
2. In the broader context of the European B2B e-commerce market's rapid expansion, Mondu's Pay Now, coupled with their existing Buy Now, Pay Later (BNPL) suite, offers a best-in-class payment solution for both B2B buyers and sellers, meeting the evolving demands of the fintech industry.
3. As technology continues to transform the business landscape, disruptive gadgets like smartphones and the growth of fintech are expected to have a significant impact on the ongoing evolution of B2B e-commerce, particularly with the introduction of innovations such as Mondu's Pay Now.

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